Yisroel Sandel | Delsan Group

Importance Of Estate Planning

Most people generally recognize the necessity of having a well-prepared will. This ensures our final wishes with respect to our estate are carried out by an executor. However, a frequent oversight is the failure to undertake at least some degree of basic estate planning, in order to help formulate and complement the contents of the […]

An Estate Plan Shields Your Family!

Estate planning should be a financial priority at almost any stage of life. In fact, an estate plan is absolutely essential for organizing your financial affairs and providing for the well being of your family members. By having a good estate plan in place you may beside the savings in taxes shield your spouse and […]

Can you trust your family trust?

Many business and property owners, rely on family trusts to achieve a variety of financial and tax goals. In fact, as Canadians accumulate business assets and personal wealth, these trusts have become so popular that the Canada Revenue Agency (CRA) is increasingly scrutinizing them. Unfortunately, trusts that aren’t properly established and maintained could be penalized […]

Simple Daily Habits Of The Delightfully Successful

If you commit to doing the following, each and every day, you will quickly be a lot more successful: 1. Walk away from gossip. Gossip is often hard to resist. Gossip also diminishes everyone involved. Shift the conversation. Or walk away. Sure you’ll be different. But that’s okay; do you want to be like the […]

Planning for minimizing taxes on your estate

You pay taxes all your life. Unfortunately you’ll even have to pay taxes when you die. But there are ways to minimize those taxes, so why not take advantage of them? After all, who would you rather your money go to – the government or your loved ones? How to avoid making government an heir. […]

Why Estate Planning is crucial

Two men were lifelong friends and similar in many ways. Both were affluent, mid-fifties, healthy, with several children and grandchildren. Life was good. Then tragedy struck. Returning home from a golf weekend together, their car was involved in a serious auto accident. Neither of them survived. Both families were devastated. But one was far more […]

Why should I make a will?

A Will forms an essential part of your estate plan. It is a written document, “in Quebec, preferably done by a notary” that expresses your wishes for the distribution of your assets at your death. It will also deal with any debts of your estate ensuring that they are paid including any taxes owing. A […]

The power of compound interest

Albert Einstein once said that compound interest coupled with time was the most powerful force of all time. He was a pretty smart guy! Compound interest is really a math concept that shows the power of making interest not just on your principal but also on the interest. If you have $1000 and you make […]

Famous Brands Started or Saved by Life Insurance

If not for life insurance, Disneyland might have existed only in Walt’s imagination. James Cash Penney’s personal depression during the Great Depression might have shuttered the J.C. Penney chain. McDonald’s might have only served a few hundred thousand. find out how life insurance played a key role in either the creation or survival of some […]

A conversation every family Should have!

Although I am usually writing here myself, this time I came across an article from Bruce Sellery on MoneySense that I feel is worthy sharing with you. Here is almost the full article on MoneySense written by By Bruce Sellery. There are some questions we don’t want to ask our parents, but it’s important to […]