Yisroel Sandel | Delsan Group

Estate Planning Tips for Real Estate Investors.

For some Canadians real estate investment property form a substantial part of their estates. Due to the nature of real estate, it is important to do good estate planning to realize optimum gain and minimize tax implications. Key Considerations for Real Estate Investment. • Real estate is not a qualifying investment for the purposes of […]

Neglecting Estate Planning

More than half of Canadians do not have a will and even those who do either don’t keep it up-to-date or have concerns that the will won’t live up to their wishes. According to a survey by Lawyers’ Professional Indemnity Co. the majority of Canadian adults (56%) do not have a signed will. And a […]

In estate planning, forgetting about tax can upset an equal distribution.

Whenever you meet with an estate planning professional, part of your discussion should be about taxation. You need to have a pretty good idea of what tax liabilities are going to be once you pass away. If you don’t, your assets might not end up distributed the way you hoped for. One of the main […]

Estate planning mistakes not to make.

We all may know about the importance of making mistakes and that failure could become the key to success. Over time, I’ve learned that watching other people make mistakes and learning from them is a less painful path to success. In the arena of estate planning, there’s a lot to be learned from the mistakes […]

Why it’s important to make a will

“Nothing is certain but death and taxes,” American inventor Ben Franklin is attributed to saying. While you can’t control either of these two inevitable events, you can make a will to ensure your financial affairs are managed according to your wishes once you’re no longer able to, due to incapacity or death Without a valid […]

“Most people don’t plan to fail, they just fail to plan”

“Most people don’t plan to fail, they fail to plan” [John L. Beckley]. I once heard a story which I have not verified myself however, it reminded me of similar story’s that we hear from time to time happening with families of people who failed to do proper estate planning or who did the proper […]

Things successful people do before breakfast

Those among us who have managed to find professional success set aside their first hours of the day to invest in their top-priority activities before other people’s priorities come rushing in. So what do successful executives and entrepreneurs do when they are rested and fresh? we outline the following things that the most successful people […]

Why is participating whole life insurance a good option to consider in times of market volatility?

With participating whole life insurance (par), being sold for more than 170 years, experiencing over that time exposures to financial crisis and extreme market movements, it has continued to maintain a good market presence. Now more than ever we believe in par and the value it offers. We can still depend on its growing guaranteed […]

Excellent Tips by Warren Buffett.

On earnings: “Never depend on single income. Make investment to create a second source.” On Spending: “If you buy things you do not need, soon you will have to sell things you need.” On Savings: “Do not save what is left after spending, but spend what is left after saving.” On taking risks: “Never test […]

Is your business ready to move on without you?

You could ask business owners a million questions about their succession plans. Most of them are keenly aware of the importance of this one: “What happens to the business, and to your family, if you are no longer able to lead an active role in the company?” But succession planning often takes a back seat […]