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Which investments can reduce your tax bill?

By Yisroel Sandel on April 01, 2016

Taxes may be inescapable, but your choice of investments can have a huge impact on how much tax you pay. It all depends on your personal situation and how you…

Canada Pension Plan – Should You Take it Early?

By Yisroel Sandel on March 01, 2016

The new rules governing CPP were introduced in 2012 and they take full effect in 2016. The earliest you can take your CPP Pension is age 60, the latest is…

Does your Business Qualify for the Small Business Gains Exemption?

By Yisroel Sandel on February 01, 2016

As a business owner, you may be aware that when you dispose of shares in your business you could receive an exemption on all or a portion of the capital…

Taxation of Life Insurance – New Rules Offer a Window of Opportunity

By Yisroel Sandel on January 03, 2016

Permanent life insurance, such as Whole Life or Universal Life, has long been accepted as a tax efficient way of accumulating cash for future needs. Soon the amount of funds…

Ease Your Retirement Worries with Immediate Annuities

By Yisroel Sandel on December 01, 2015

The majority of Canadians work hard to accumulate a retirement fund and many are averse to exposing savings to unnecessary market risk after they retire. In today’s prolonged low interest…