Crime & Fidelity Insurance

No business is immune to losses due to crime

Every year, Canadian companies lose millions of dollars from criminal acts. What’s more, these crimes are on the rise. The cost of these criminal acts comes right off a company’s bottom line. Crime-related losses from robbery and hold-up for example, are not typically covered by most property insurance policies or only provide a limited amount of coverage. That’s why it’s so important that your policy provides adequate coverage for these criminal occurrences.


Fidelity Bonding / Crime insurance

Fidelity / Crime Insurance are an expanding class of protection. Every kind of business and organization is vulnerable to financial loss caused by fraudulent acts, theft and embezzlement. Criminal elements are finding new ways to use computerization and modern technology to threaten and attack corporations and organizations. Although the primary protection for a corporation's assets is a well established system of procedures and internal controls, this should be reinforced by a crime insurance policy with appropriate coverage and limits.

Standard Coverage:

• Employee Dishonesty
• Robbery and burglary committed on insured premises
• Mysterious disappearance or destruction of money and securities
• Off premises hold-up and robbery
• Acceptance of counterfeit money and money orders
• Check Forgery

Specialized Coverage:

• Computer Fraud
• Extension of credit on the basis of forged security
• Extortion
• Credit Card Forgery
• The cost of investigating and proving an employee dishonesty loss
• Mail Coverage

Delsan Group is there to service your needs in Commercial & Personal lines insurance.

For more information, contact the Delsan Group.